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Switch your mortgage to GIB
Buying your first home
Buying your next home
Investing or buying a second home
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Managing your GIB mortgage
Investing and KiwiSaver
Ways to bank
Buying your first home


Buying your first home may be one of the major purchases ever made - so you want to make sure to get reasonable. In this part you will find lots of useful information to guide you through the process of buying the house.


How much can I borrow?

As you can presume to spend for the first house is one of the main questions that you may have.


Reaching your mortgage pre-approved

Get a mortgage pre-approved means having the opportunity to get your finances well organized before you even start looking for a home.


Making an offer

There are three main ways that you can acquire a house - in the auction, and to offer through negotiation or by tender.

Find out about making a proposal.
Going implicit

What turns off when the proposal is accepted? Here we inform you what you should do and who else is involved.

Find out more about going unconditional.
Choosing the appropriate home loan

Here you compare mortgage options and discuss the loan of a house tailored to suit your circumstances.

To learn more about the selection of the mortgage home.