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Life and lifestyle


Lifestyle Insurance

This insurance is not just life insurance, life insurance. Such insurance specially designed to make better your lifestyle, even if nothing serious happens to you.


How does it work

Lifestyle Insurance coverage is not limited to life and offers more than three benefits, covering the critical illness, disability temporary total, redundancy at work or personal bankruptcy. Just select a cover combination that suits your needs. These policies are guaranteed by OnePath Insurance Services (CI) Limited.


Product information

Life Cover
This type of coverage supports financial assistance for your family in case of his sudden death, or if you are defined diagnosis irreparably.

Once payment subtotal guarantee the availability of immediate debt repayment or use as a source of income to provide current lifestyle of your family.

It will be your choice in the amount of coverage - has no limits.

All expenses relating to funerals has down payment of 10,000 USDollars your Life Cover Benefit.


Critical Illness Cover

This type of coverage provides financial stability for you and your family if you have defined the diagnosis of incurable diseases 11.

You can choose the one-time payment, but you can choose from. For example:

to assist in the repayment of the home loan

to help you get well

to help cover living expenses.

Cover of 10%, 20%, 30%, 40% or 50% of the value of Life Cover is assured. Maximum coverage of $ 500,000


Total Temporary Disability Cover

If serious accident happened, this cover helps you to pay for your living expenses.

Allows you to focus on your recovery, without financial stress.

Guarantees payment of up to $ 3,800 per month for up to 24 months.


Redundancy/Bankruptcy Cover

Another benefit option that can help cover living expenses if you are laid off due to redundancy or has been declared bankrupt:

Up to 4,000 USD per month for up to 6 months if you're forced redundant, or

one-time payment sum of up to 11,800 USD if you're nominated bankrupt.


Discounts

Large Amount Sum Insured

Those Life Cover sum assured over $ 150,000 will have discounts; the highest sum insured the bigger discount

Partnership Discount

If you are applying together with your partner, get a discount of 5% on Life Cover for a policy.

GIB@work Discount

If you use GIB@work programme, you'll get 15% discount.