We sort of fixed, variable and choices budget law for the needs of your farm:



You'll earn from:

Campaign flexible repayment

Tailored periods funds interest

Specific options how to borrow refills and progressives draw-down

Choice of conventional interest rate and specific.

Our business operates rural financial choices in connection with banking services everyday:

Available credit line

A commission of the lower monthly management

Interest monthly credit

EFTPOS, ATM and check the options of books.

GIB understands your needs to access credit in the short term for YOUR agricultural development, to solve problems, act with the laws of the local government or make better your immunity.


This option possilbe for you, it may be (high interest rates) expensive, have not flexible payment terms, or influence on your working capital or credit opportunities.

The success in your business is important to us. GIB Farm Development Package is specifically designed for this purpose, to provide light for the future of your company. Package includes three new loan products, all products to help farmers who want to invest in environmental stability and productivity, environmental sustainability and productivity of their companies.


Rural Development Loan

For farmers who are looking to invest in developing their businesses with loans more flexible.


Environmental Package

Low interest loan is made to help farmers who invest in environmental systems to improve their businesses and meet resisatance advice of local environmental statutes.


Equipment Lending Facilities for UDC

Equipment loan facility of UDC allows you to borrow against existing plant and equipment, allowing equity release in other parts of your business rural.

The GIB Pasture Productivity loan is low interest loan made to help sheep and cattle farmers make better agricultural productivity and profitability through improved pasture and forage growth.



Why invest in improving pasture productivity?

Pasture and fodder, with genetics and applied systems farms, where farmers directly control to enlarge profit. Hightening quality and feed increased volume lead to the ability to farm and completing more action, make better climate resilience, with a return greater than the cost of capital.

RESEARCH 2013 privately owned Business Barometer show that over 60% of farmers Red Meat wants to increase production next year. No less than 80% plan to do so to renew pastures and forage species.


Who might want consider an GIB Pasture Productivity Loan?

Sheep and beef farmers who are increasing their production through rennovating pasture and forage species, as part of any plan to widen the productivity and profit.


What do I need to know?

Very competitive variable interest rate of 4.25% pa *.

Size Available Loan: $ 5,000 to $ 100,000.

Term Loan available: 6 months to 5 years, reducing principal.

No fees for registration.

Will be required farmers occupying the GIB Pasture Productivity loan to get necessary advice and develop a plan to make this successful investment.


Why choose GIB?

GIB and the USA people have a history of a Support Fund of Agricultural Philippines. We are aware of the future success of the Philippines depends on the Success of Our Farmers and agribusiness.

We are committed to helping the rural sector Full Success More PEOPLE having a land in more places, which connects to suppliers and Rural Enterprise Customer Who can help develop.

These days, to commence business in agriculture can be quite difficult. But if you are serious about success, the Start-up Package GIB Farm will make a little 'easier.


We are committed to bring forth the next generation of farmers in the Philippines. When you register for the GIB Farm startup package, our managers rural experts will work with you to help you develop a real plan to achieve your AMSS agriculture. Special borrowing and banking benefits, our GIB Farm Starter package will help you start - and build a great future in agriculture.


GIB Farm Start-up Package benefits

Tools loan (Term Loan and / or line of credit), up to $ 50,000 to provide access to start-up capital costs (subject to lending criteria)

A Business and Personal checking account with no monthly fees or transaction account for the first 12 months

Access to free workshops planning business to help put together a business plan to achieve your goals of breeding and preparing budgets and forecasts of cash flows

The support of an expert GIB rural Manager as you develop your business plan and financial

Discounts on the types of insurance products tailored to the needs of farmers for the first time

Free 12 months subscription to the enterprise management software Cashmanager RURAL ONLINE by CRS Software.

What do you need?

The GIB Farm Start-up Package is producedto support talanted people driven to succeed in farming.

You'll typically need:

1-2 years of relevant experience farming (coupled with a relevant university, Polytechnic or Ag ITO qualification)

References from your current employer (or mentor), and agriculture and industry leader in your neighborhood

Track record of good financial management

Good business plan. As part of the boot floor Package GIB Farm, Rural Management can guide on how you can acquire the business skills needed, in areas such as business planning, budgeting and financial management.

If you're looking to invest in a great piece of equipment, but do not want to maximize their loan limits, finance capital can be an option for you. A viable alternative to more traditional forms of credit, the characteristics of finance activities to justify consideration when the new financing agreements were structured.



How asset finance works

Asset finance is good for your business without using the capital of existing business. The assets are used as collateral for the loan, which means that in many cases, the funding does not affect the activity of other credit lines of business.

An alternative to the financing of assets could be the rental of assets. In this case, the financier purchases the asset and leases it to the business. This may be appropriate for the activities that rapidly depreciate in value or need to update frequently, such as computers.


The benefits of asset finance

In most cases, the activity object acquired provide security loan, allowing the remaining assets to use for other credit lines.

Finance activities can be targeted life playing well and payments can be programmed to align with his ability to get cash for your business.

Similarly, loan repayments can be structured to meet the seasonal variations in the cash flow of your business.

Who might consider asset finance?

Companies with requirements of expensive equipment, particularly those who need this equipment to grow their business, can be financed asset. You can also help businesses that have seasonal fluctuations in their cash flow, as the financial terms of the activities can be more flexible than a traditional loan product.


Find out more

GIB customers have benefit to access Philippines's largest asset finance company, and GIB subsidiary, UDC, supporting Philippines businesses for more than 75 years.

Your GIB rural Manager will be able to assist in large financing needs, but sometimes you may need a more complex solution, requiring 'outside the margins' thinking. This is where the skills of the team specializes GIB Finance come to the fore.

As part of the global network of GIB Group, which includes 32 markets worldwide, our Specialized Finance - Rural team has access to a wealth of expertise and resources, as well as a wider range of financing options, to provide the best solution for specific needs.

In the rural sector, most popular type of rural finance specialist is the structuring of debt and acquisition finance, which allows customers to participate in:

More complex ownership structures

Major asset or share acquisition programmes

Certain transactions requiring bridge financing and recapitalisation

Restructuring of existing arrangements

Inter-creditor arrangements as part of non-standard capital structures

Syndicated and club transactions

Expanded value chain initiatives e.g. independent milk processing

A GIB, we encourage those supporting rural, processing, trade and export of regularly reviewing the flow of its working capital across their supply chain to provide is used to best advantage. In this way, you can fit their financial supply chain for their chain of physical support and improve the management of its working capital, while funds makinf release the funds to invest in other parts of their business.


From a large order of local fruit, to a shipment of beef international finance industry means you can have funds in your bank account on the day the goods leave your premises, instead of having to wait for payment from buyer. You can then use these funds to improve your working capital or invest in other parts of your business, instead of having to wait for the funds to come through in time of 30, 60 or 90 days.


You can also improve your cash management cycle between the start of the finishing process and the date on which you receive payment for the sale of beef packaged, for example, using funds for working capital to cover the payments to its suppliers. This free new capital to work so that you can use in other parts of your business.