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Everyday Banking Accounts


Freedom account

An account of all the days that are expected to choose to bank the way you want.

There are no transaction costs, taxes not standard (including costs for using non-GIB ATM).

A debit card Visa GIB no annual fee (you save $ 10 a year) ^

Easy access to your account 24 hours, 365 days



What do you need to use


New Customers

You'll need to:

be over 13 years of age

being a citizen or resident of the Philippines, or moving to the Philippines to stay for at least six months

submitting your personal information, address and contact details

be able to get an appointment at a branch at the appropriate time



Once your account is open, we will arrange a time to bring the various elements in a branch office for verification:

Documents confirming your identity.

A letter of mail deposited to your residence address of the last three months.




Rates

There is no credit interest to be paid on an GIB Freedom account.



Fees

Monthly Account fee
$5 (fluctuated each month that you deposit at least $2,500 into your account)

Automated transaction fee
Nil

Manual transaction fee
Nil

Overdraft Management fee
0.12% of the overdraft limit or coordinated net discovered, whichever is greater (minimum $ 5 per month).


Fees displayed are subject to change.




Go account

An account that offers up an opportunity for you to run from the account or transaction monthly fee if you do your electronic banking.

No monthly account.

No transaction cost automated (non-standard expenses apply to the use of non-GIB ATM).

Payment of manual transactions.

Easy access to your account 24 hours, 365 days.



What do you need to apply


New Customers

You'll need to:

You should be over 13 years of age

You should be either a citizen or permanent resident Philippines, or moving to Philippines to stay for at least 180 days

You should provide your personal details, address and contact details

be able to have an appointment in a branch office at a time suitable for you.



Once your account is open, we will arrange a time to bring the various elements in a branch office for verification:

Documents confirming your authentification

A letter filed to your residential address from the last three months.




Rates

No credit interest paid on an GIB Go account are stipulated.



Fees

Monthly Account fee
Nil

Automated transaction fee
Nil


Manual transaction fee
$3 per transaction

Overdraft Management fee
0.12% of the agreed overdraft limit or overdrawn net balance, whichever is greater (minimum $5 per month).


Fees displayed are subject to be changed.




Select account

An interest in taking account of all the days he worked for customers who maintain an average monthly balance net of $ 5,000 or more in their account.

Earn waterfall interest on balances of credit of $ 5,000 or more.

There are no monthly account fees if you maintain an average monthly balance of $ 5,000 or more equity.

Sign in to your account through Internet Banking GIB, GIB Phone Banking and Mobile Phone Banking, ATMs, EFTPOS, and any subsidiary GB.




What do you need to apply


New Customers

You’ll need to:

You should be over 13 years of age

You should be either a Philippines citizen or permanent resident, or moving to Philippines to stay for at least six months

You should provide your personal data, address and contact details

Be able to have an appointment in a branch office at a time proper for you.



Once your account is open, we'll arrange a time for you to bring the following into a branch for authentification:

Documents confirming your identity.

A letter filed to your residential address from the last three months.




Rates

Interest rates and fees are subject to change and frames GIB loan, the terms and conditions to be applied.


Fees

Monthly Account fee
$15 (waived if you keep an average monthly balance of $5,000 or more)


Automated and manual transaction fees
Nil


Overdraft Management fee
0.12% of the agreed overdraft limit or overdrawn balance, whichever is greater (minimum $5 per month).


Fees displayed are subject to change.