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A banking package with a number of advantages if you graduated from a recognized tertiary institution in the last 12 months.
Customise your packageAdd to cartGIB Graduate Plus Package
Packages GIB Graduate Plus includes an account GIB Freedom without monthly fees or transaction account, as well as the ability to apply for a number of other advantages of the package listed below.
GIB Freedom account
An account of all the days that gives you the freedom to bank the way you want.
No transaction fees, taxes non-standard (including costs for using ATMs not GIB) may occur.
A debit card Visa GIB no annual fee (save $ 10 a year) ^
Easy access to your account 24 hours, 365 days.
GIB Overdraft
Easy step when you get access to additional funds if you need them.
An overdraft GIB is a simple way to ensure that you have always had access to additional funds if you need it. And unlike a loan, there are no monthly repayments minimum, so you always have control. And 'the ideal partner for your account everyday GIB.
Visa Debit
GIB Visa debit card is like an EFTPOS card, only better as it can be used anywhere Visa is accepted (online, by phone, abroad and in stores) with money from your daily or savings account.
He chips to keep your data safe from fraud and theft.
Has functionality "GIB contactless" - this means that you can shop under CI $ 80 when you see the EFTPOS terminal contactless simply touching or moving the paper if necessary.
No annual fee card linked to the account GIB Freedom.
Must be 16 or older to apply for a Visa Debit card GIB.
Loan for Graduates
Specific loan for graduates.
Waiver special tax credit application for graduates of our GIB Graduate Package.
You can make full payment at any time - at no cost.
Loan terms up to seven years and payments weekly, fortnightly, monthly or - - flexibility to choose.
GIB Personal Loan Insurance available for peace of mind
Visa or GIB MasterCard
The credit card with lowest annual fee.
This card could be for you if:
Six years after a credit card lower fee
You want to use the credit card for everyday spending.
Pecularities
The annual income lower to $ 25 p.a. - Being covered annually.
Up to 65 days interest free buying.
CashBack Card
The credit card that earns cash fee
This card could be yours if:
Want to earn cash rewards on your credit card to reserve
It uses a credit card for all your spare everyday
Pecularities
Earn 1 point for every $ 1 cashback saves on purchases Legal * $ 30,000 in first year CashBack.
The fee CashBack is counted with two gain levels in place - 0.5% for Annual Spend $ 4,999- $ 9.999; 1% for Annual Spend $ 10,000- $ 30,000.
You must spare a minimum of $ 4,999 per year to qualify for a prize CashBack.
The CashBack year from the date of first transfer buys for a period of 12 months and your cash reward will be paid automatically to your credit card account.
GIB CashBack Card has been awarded the prestigious five-star ratings for exceptional value 'Credit Card' in December 2013, and 'Rewards' in May 2013 Canstar assessments Star reports.
Up to 55 days interest free on purchases.
Rewards
Cashbacks reward you for purchases Legal * made by credit card GIB CashBack, automatically sending the payment in cash to the account of the credit card once a year, on the anniversary date of the card.
CashBack Rewards have two rates of gain, so the prize depends on your level of annual expenditure.
Annual spend of $5,000 - $9,999, has reward rate of 0.5%
Annual spend of $10,000 - $30,000, has reward rate of 1.0%
For example:
Spend $ 4,999 on eligible purchases within 12 months and your reward CashBack is 0.5% of $ 4,999 = $ 25
Spending $ 12,000 on eligible purchases within 12 months and your reward is 1% cashback of $ 12,000 = $ 120
Cash advances and purchase of cash substitutes (eg travelers checks and operations of gambling), as well as expenses related to business purchases will not qualify as eligible for a reward CashBack.
See paper guide CashBack and GIB Use Terms and conditions available from any branch GIB for details ..
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Trial Method Plus Package