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OnePath KiwiSaver Scheme |
OnePath KiwiSaver Scheme
OnePath KiwiSaver Scheme has been developed for people who are to be considered as users scheme KiwiSaver default, by the IRS. In case you were automatically entered to OnePath KiwiSaver regime, you will be given our Conservative Fund.
And 'imposible to join OnePath KiwiSaver Scheme, you can not apply for OnePath KiwiSaver Scheme.
If you're looking to join KiwiSaver, or moving to another scheme KiwiSaver, we can offer KiwiSaver Scheme GIB. GIB KiwiSaver scheme is specifically set up for users to request KiwiSaver.
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Overview
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Snapshot of OnePath KiwiSaver Scheme
Please find here overview. More info is available in OnePath KiwiSaver Scheme investment announcement.
How KiwiSaver works?
KiwiSaver is the fastest way to save for retirement. Every payday, a small part of the salary is paid for and minusized OnePath KiwiSaver Scheme. The employer and the government can ask for the money to your account. You can make additional contributions to your account KiwiSaver at any time and for any amount. See Declaration Investment Scheme OnePath KiwiSaver for more information.
Please note, the savings in your account KiwiSaver are not guaranteed by any person (including the government).
How much you want to contribute to KiwiSaver?
If you are employed, you can contribute 3%, 4%, or 8% of the - pay tax on your account KiwiSaver. If you do not choose, you contribute 3%. You are able to change your contribution by contacting your employer.
If you are unemployed or self-employed, you can choose to contribute to your account OnePath KiwiSaver Scheme.
Note, how we invest your KiwiSaver savings?
One of our funds invest the savings KiwiSaver. Our funds invest in various activities for the savings that grow in your account within KiwiSaver time. If you send it to change shape, you will be in our Conservative Fund.
The funds are invested OnePath KiwiSaver Scheme of using combination of active and passive management problems. For more information, see our statement of investment.
When can you get back your KiwiSaver savings?
You can return from the savings account KiwiSaver when you are 65 and you have been a member of KiwiSaver for at least five years.
What are the main benefits?
KiwiSaver helps you save for retirement. You can get from your savings:
Government's $1,000 kick-start
Government's annual contribution
Employer's regular contributions
Assistance in buying your first home.
Fees and costs issue
Monthly membership fee of $2.75 is charged. Fund fee charged each year. This fee depends on fund your savings are invested in.
Risks
Like any investment, it is also a matter KiwiSaver risky. Your investment in OnePath KiwiSaver Scheme can not be implemented and it is also possible to receive full amount contributed to your KiwiSaver account. For more information, see Declaration investments OnePath KiwiSaver Scheme.
Risk level is different and depends on your savings are invested in the fund. Just decide how these risks apply to your personal situation. Talk to our financial advisor licensed investment options for you.
Stop contributing? What that means?
You can stop contributions from your pay for a while, making so called - contributions holiday.
If you're unemployed or self-employed, you can choose contribution level made to OnePath KiwiSaver Scheme.
You don't want to stay in OnePath KiwiSaver Scheme?
You have been automatically enrolled in KiwiSaver Scheme and OnePath KiwiSaver is not for you. You have 56 days from the day you start your new job to finish with OnePath KiwiSaver Scheme.
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Manage your KiwiSaver account
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Your KiwiSaver
This information with the statement of investment OnePath KiwiSaver Scheme, will help you to choose how you live when you retire.
Watch as OnePath KiwiSaver Scheme benefits at any age, in any work situation, and if you're just starting out or you're very close to retirement.
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Choosing the right fund
We invest in your savings account OnePath KiwiSaver Scheme. This is our goal to enlarge savings over time. Make sure you are on the far right.
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Contributions
Your contribution choices and employers, this is the way, where our Government may contribute.
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Early withdrawals
You can do early withdrawals in certain situations.
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Retirement withdrawals
Accessing your savings at retirement.
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Assist with your first home
See, how KiwiSaver could help you get into your first home faster.
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Trans-Tasman transfers
Moving your retirement savings between Cook Issland.
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Keep track online
Get info with our online portal.
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Fund information and presentation
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Please see the information below for funds, the fund's performance and some statements in OnePath KiwiSaver Scheme.
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Fund performance
See our unit prices and the current and historical investment performance. You can also view the parameters, ranges and mix of class real asset for each of our funds.
Please note these links will take you to the website run by GIB Investments Limited.
Unit prices
Unit prices and rates of OnePath KiwiSaver Scheme funds.
Historical unit prices
Historical unit prices and rates of OnePath KiwiSaver Scheme funds.
Investment performance
Past performance of OnePath KiwiSaver Scheme funds.
Asset class mix allocation
Current asset allocation of OnePath KiwiSaver Scheme funds.
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Fund information
See below for details of our current regime OnePath KiwiSaver benchmark asset mix of class and intervals, the underlying managers, and fees and charges.
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Periodic disclosure
We prepared announcement information for each fund in OnePath KiwiSaver Scheme under the KiwiSaver (periodic information) Regulations 2013. Regulation is to provide access to information and promoting programs of KiwiSaver clean and clear.
Provide information on the related fund. How has performed and what fees you charge. They also list types of fund assets invested. Do not forget about the activities of portfolio companies and key personnel who were involved in making investment decisions for the funds.
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