About personal loans GIBANK

About personal loans

Why prefer the personal loan GIB?

If you are in need of immediate cash for something specific you wanted to get at this time, or to get the money for some purposes in the future, or if you want to consolidate all your debts into one easy way to make regular repayments - the GIB personal loan is the ideal solution.

GIB Loans personal characteristics:

Easy: You can use our responsible lending calculation to figure out how much you could borrow. You can apply through online and there is no need for you to provide any protection.

Simple:The interest rate is set for the duration of the loan, so that should not be surprised with the sudden revival. You can also run in multiple installments at any time for free - that is, you can repay the loan sooner and pay less interest.

Flexible: You can apply for loans of any amount from $ 3000, with monthly payments, weekly, fortnightly or do not exceed your budget. You can even make your decision how long you wanted to repay the loan - from six months to seven years.

Fast: After being approved, you can get the money to your account the same day*.

Reassuring: Being the client GIB personal loan you start to work with one of the most respected financial organizations of Philippines and a most important feature - you can also get the optional credit insurance staff.

Regular interest rates for GIB Personal Loan:

Below $10,000

17.95% p.a.

More than $10,000

16.95% p.a.

GIB Personal Loan for debt consolidation

2% p.a. off the standard interest rates**

**Special offer accessible for a limited time.

Fees rates for GIB Personal Loan:

One off loan approval fee (for new applications)

$250 (can be summed up to your loan amount)

Top up existing loan fee

$150 (can be summed up to your loan amount)

How much time it takes - to get the cash in my account?

Applying for GIB Personal Loan and you'll get an answer within one working day – nevertheless whether you called us, or come into branch office or address through online.

Once you have been approved, you might get the cash in your account the same day on the condition if you have already had, or set up GIB everyday account (such as GIB Freedom Account, or GIB Go Account). Your Personal Banker will be able to assist you when setting up your GIB Personal Loan.

How much my borrowing can be?

You can apply for loans of any amount in excess of $ 3,000. The amount you can borrow is estimated through your current financial situation. You can decide for yourself - how much you can borrow based on the current financial position with our loan calculator personal loan.

Using of GIB Personal Loan to consolidate the debts?

If you have multiple sources of debt ?? such as credit cards, hire purchase and other outstanding debts ?? you can use GIB personal loan to help get under control regular payments bringing them together in one easy to manage payment.

For more information, see Debt consolidation.

Insurance for my GIB Personal Loan?

GIB Personal Insurance loan give you the satisfaction of realizing that your minimum payments of loan are covered if some extraordinary event happen.

Are there loan options for Graduates and Pre-University Students?

There is such an opportunity. The programms GIB Graduate Plus GIB or pre-university Plus offer options GIB personal loan with special benefits.