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Debt consolidation


Why should I join my debts into a personal loan GIB?

Using different types of debt, such as credit cards, hire purchase, overdrafts and other debts can be problematic. Combine the debts in one GIB personal loan will allow you to make your life easier and you can save on interest costs. that's why:

With just one regular repayment to run, you will not have to keep track of different maturities and amounts of reimbursement - much simpler

The interest rate on a personal loan GIB be less than many other forms of credit - such as credit cards and hire purchase, so you could reduce the cost of interest

You can make repayments more whenever you want, without taxes - which can also save on interest

You can adjust the length of the loan so that the redemption value suits your budget, also, you can choose between repayments weekly, biweekly or monthly.


How long does it take to get the money in my account?

Address for a personal loan GIB and you'll get a response within one business day - although it is that you call us, come in branch or online files.

If you have been approved, you could have the money in your account the same day, if you already have, or create an account GIB day to day (as a Freedom Account GIB, or GIB Go Account). Your personal banker will be able to help with this before setting the GIB personal loan



How much can I save by consolidating my debts?

Use our savings calculator debt consolidation to figure out how much you could save by bringing all yours, debts with a personal loan GIB.



When I pay my debt?

Use our simple calculator debt consolidation to figure out how long you can clear your debt. It shows how much you will have to pay and what your repayments. You can also test different amounts of repayment and see how paying a little extra each time could help remove the debt even faster.



How much will my repayments be?

Refunds depend on how long you want to repay the loan. Our practice personal loan repayments calculator lets you calculate different payment plans based on how long you take to repay the loan.



What kind of debts can consolidate?

È possibile consolidare il debito dalle vostre carte di credito (comprese le carte di credito GIB), scoperti, noleggio di acquisti, carte di memorizzare, e altri (non GIB) prestiti personali. Ci sarà anche prendere in considerazione altre forme di debito, in modo da parlare con noi oggi per scoprire come potremmo essere in grado di aiutare.