GIB personal loan is an easy way to manage. Our willingness and options make you think.
How long do I have to repay my loan?
You can choose your loan term fitting your needs. 6 months to 7 years. But, you have to chance 'to pay the loan faster. Simply make repayment supplement at any time you like - without taxes.
What sort of repayments will I get?
Your repayments depend on:
amount borrowed
Pay off the loan term
repayments (weekly, fortnightly or monthly) - pay.
Simply use our special convenient personal loan repayments calculator. It will help you work with the repayments.
Can I make extra repayments?
Yes. You can make repayments more at any time. No charges are applied - this will save you money with interest costs. This will help you pay off the loan faster.
Can I manage my loan online?
Yes. Via GIB Internet Banking you can control:
your current loan balance
transaction history (payments, transactions)
your interest paid on the loan
your next payment due.
Can I top up existing GIB Personal Loan?
Yes. You can apply to recharge the GIB existing personal loan to your current interest rate. A top-up fee of $ 160 applies. This will be added to your loan.