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Loan managing


GIB personal loan is an easy way to manage. Our willingness and options make you think.


How long do I have to repay my loan?

You can choose your loan term fitting your needs. 6 months to 7 years. But, you have to chance 'to pay the loan faster. Simply make repayment supplement at any time you like - without taxes.



What sort of repayments will I get?

Your repayments depend on:

amount borrowed

Pay off the loan term

repayments (weekly, fortnightly or monthly) - pay.

Simply use our special convenient personal loan repayments calculator. It will help you work with the repayments.



Can I make extra repayments?

Yes. You can make repayments more at any time. No charges are applied - this will save you money with interest costs. This will help you pay off the loan faster.



Can I manage my loan online?

Yes. Via GIB Internet Banking you can control:

your current loan balance

transaction history (payments, transactions)

your interest paid on the loan

your next payment due.



Can I top up existing GIB Personal Loan?

Yes. You can apply to recharge the GIB existing personal loan to your current interest rate. A top-up fee of $ 160 applies. This will be added to your loan.