Your needs finance business change as the business changes. GIB recognizes this with a flexible range of financing options.


GIB Business Overdraft

A GIB Business Discovered provides your business with flexible credit for your daily cash needs.

Easy access to your account through a variety of channels.

Credit limit based on your working capital needs.

Interest charged only the credit used.

GIB Business Flexible Facility

The GIB Affairs flexible tool provides your business with a flexible line of credit secured against your home or residential property.

A choice of two payment plans transactional allows you to control the fees you pay.

Interest charged only the credit used.

Detailed statements issued monthly.

Your company needs financing to alter how the changes of business. GIB provides available and easy way of financing alternatives.


GIB Home Loan

The GIB Home Loan is possible, as floating or fixed interest rate loan, secure against your home or other residential properties.

Detailed account statements 31 March and 30 September Accounting

Available in fixed rate, floating rate, or alternatively.

GIB Term Loan

GIB Business Term Loan is possible, as floating or fixed interest rate loan.

Payments can be made weekly, fortnightly, monthly or quarterly

Split your loan between fixed and floating rates to balance accessibility and safety.

GIB Commercial Loan

The GIB commercial loan offers companies an opportunity for long-term investment in their future.

Use the property that you are buying for safety

Available in fixed rate, floating rate, or alternating

Interest only repayment options.

Up-front guarantee from your order

This is written assurance to third parties at specific times, in case if you fail to meet them. It gives you the authority more when dealing with suppliers and can allow you to get rid of making a substantial deposit when entering into a contract.


Product information

No maximum or minimum sums to be applied.

Term of the guarantee is defined by third party.

Widely accepted by Philippines businesses.

Means to be used as deposit can be used for other projects.

Safety is required.

Conducting and management fees apply.