GIB Visa Business helps make your business more convenient to handle.

The GIB Visa Business Card could save you hours and hours for the administration, in order to have more time to help push your business soon. You'll also be able to simplify and disconnect your business and personal expenses.

Our GIB Visa Business Card offers three card options to suit your business perfectly:

CashBack Rewards - up to 1% cash spent on purchases * available with credit card over a period of 12 months (you need to spend $ 5,000 a year to qualify), as well as up to 55 days interest free on purchases.

Low interest rate - save on interest costs with a lower interest rate.

Low cost - use up to 55 days interest free on purchases and a lower tax year for business.

Product details



Help with administrating your business expenditures

You can have up to nine cards and each card in addition can be assigned with a spending limit individual.

GIB Internet Banking or ADO reporting options offer a clear view of your expenses and help monitor and analyze your business expense.

Key benefits include

Improved cash flow administration

Get under control over expenditure with preset employee spend limits

No monthly transaction duties

Easy and widely accepted

Complimentary Liability Waiver Insurance for additional piece of mind

Extended warranty protection

When you shop for your business using the GIB Visa Business Card, the warranty of the original producer of such goods or doubled or extended up to 12 months (up to a warranty period of 48 months summary).

A debit card is like a Visa GIB EFTPOS card, only better as it can be applied anywhere Visa is accepted (online, by phone, abroad and in stores) with money from your daily or savings account.

All Visa debit cards have GIB GIB Contactless payment method - the fastest easiest way to pay is not large purchases under $ 80 NZD simply wave or tap your card on the contactless terminal, do not require a PIN.

If the store does not have a terminal contactless you can insert or swipe the card, as you would do normally.

Visa debit GIB also a chip to keep card information more secure from theft and false deal.



Product information



Contactless transactions

GIB Contactless payment technology allows customers to make contactless transactions every time you see a contactless terminal.

For contactless transactions in NZD $ 80 simply tap or wave your card on the contactless terminal, no PIN is required.

For contactless transactions of NZD $ 80 you have to enter your PIN.

If the store does not have a contactless terminal can be input or swipe the card and select CHQ or SAV how do ordinary. You may also choose to apply this option, even if there is a contact terminal accessible.

Transaction limits and requirements may differ abroad.

Daily withdrawal limits

Daily withdrawal limit card is set at NZD $ 2,000 from the ATM and NZD $ 5,000 for EFTPOS, Internet, telephone or mail transactions in Philippines.

Transaction limits more values may apply for overseas operations.

Eligibility

To access a tab GIB Visa debit you must have an adequate daily GIB account or savings and be at least 16 years of age.



Fees and rates


Standard Fees


GIB Visa Debit card fee$10 p.a.

No payment is expected when connected to an account GIB Freedom.


MyPhoto card fee

No extra charge



Non-Standard Fees


Replacement card fee

$15


Acute card delivery fee in Cook Island

Courier service fee


Overseas card handling

Fee for courier service



Fees for Optional Service


Other bank ATM fee

$1
(Adapted to every advance made in ASB, BNZ, HSBC, TSB, KiGIBank and Westpac ATMs in addition to the usual transaction fees).


Overseas ATM fee

$5


Currency conversion expenses

2.5% of the Philippines amount
(Applies to foreign currency transactions).


Dispute handling fee

$15.00