We make it easy. Set your payment services with GIB is quick and easy, because it usually takes only a phone call.

Support and help. Our dedicated command support with qualified, expert help, including 24/7 technical guidance provided by our suppliers favorite terminal EFTPOS Cook Island (if the terminal is rented from them).

Democratic pricing for your business. Your monthly fee is based on your 'average commercial transactions and sales per month - and our range of discounts for working groups or associations could help you save on taxes.

Flexibility and features. We guarantee to acceptance for all debt (EFTPOS) cards, Visa, MasterCard, American Express and Diners credit cards and international Maestro debit cards, as well as a wide range of pre-paid cards, loyalty, and gift.

Safety. We will help you ensure your business to be compliant with the safety standards of the industry up-to-date, including the Payment Card Industry Data Security Standard (PCI DSS). We will also provide information and updates to bring to a minimum the risk for you and for your customers to offer false, including our GIB Fraud Minimization Guidelines (PDF 172KB).

Expertise. We card payment essays. We work with you to understand your needs for electronic card payment and advise the payment solution to fit.

Everything EFTPOS

GIB Merchant Solutions business can help the process of payment to help you get paid and keep the money flowing into your business, if you are a first time start or longtime business Cook Island. Our package of knowledge and skills, syncretized with the resources of our reliable partner EFTPOS Cook Island, make GIB the market leader for all EFTPOS.


What we offer:

Credit and debit card admission

Services payment processing through both networks EFTPOS Cook Island or Paymark - whether to buy or rent your terminal through our authorized partner EFTPOS Cook Island or another supplier

Telephony solutions online, mail, fax and order

Customer Preferred Currency (CPC) - allows you to offer to overseas customers the comfort and the choice of paying in the Philippines or their national currency (you receive a rebate for every transaction processed CPC).

Through our authorized partner EFTPOS Cook Island we can also organize:

A complete set of options newer terminals, including:

One and two-piece options to match different configurations counter

The mobile terminals so you can get the card payments anywhere, anytime

Integrated decisions that connect your EFTPOS terminals directly with the point of sale system or device electronic cash

Options contactless payment using Visa payWave and MasterCard PayPass.

The EFTPOS process - who makes what and how it operatest

The diagram below shows the result when the customer makes a payment via EFTPOS.

1. The cardholder makes a buying by inserting, swiping, or tapping their card through the EFTPOS terminal or by entering their card data via the online payment gateway.
   
2. The terminal or online payment gateway encrypts the transaction data and the network safety sends the transaction data to GIB for confirmation.
   
3. GIB advances the approval of the transaction on behalf of the card issuing bank. GIB also sets the amount of transactions each day to your settlement account.
   
4. The network confidentially sends the transaction feedback back to the terminal or online payment gateway where an "accepted" or "declined" answer is received. Based on that feedback the sale is either finished or an alternative form of payment is demanded.
   
   
   

GIB FastPay is an application that allows mobile payment to get Visa and Mastercard credit and credit card payments via your smartphone. With the ability to continue the payments at any time and anywhere, you can escape hunting bills!

Features:

Accepts Visa and MasterCard credit cards and debit cards via your iPhone or smartphone * AndroidTM

Next day entry to your receipts in your bank account GIB for transactions processed before 22:00 Monday to Friday (10:00 Monday morning for the operations of the weekend)

Immediately received e-mail to your customers straightly

More candidates may be determined to process card sales in a single bank account GIB

You have no long-term contract

Access PIN safe fast

GIB eGate™

If you need to accept payments from customers when they are not in the store, either by phone, online or by mail, you need a high quality, secure solution for payment processing - and your customers need a payment experience that works perfectly each time. GIB eGatex offers a complete, flexible, supported by one of the major financial institutions in the world.

GIB eGatex is, wear comfortable easy application to accept payments with Visa and MasterCard cards securely through the online store. Can be comparable with the online store or the present system and is compliant with the Payment Card Industry Data Security Standard (PCI DSS).

GIB also co-operation with an extended range of providers of online payment gateway to provide flexibility in the choice of partners online payments. Talk to us about what we can do for you today.



Hosting options to satisfy your needs

You can choose to get GIB eGatex is hosted on our server or managed within your website, depending on your needs:

Hosted on our server - When the customer is ready to make payments that are directed from your site to a secure payment page GIB eGatex. Once your payment is finished are directed to your site. This option is easier and easier for you to implement and maintain.

Managed from your website - Your website sends the payment information to GIB eGatex for identification. This informs you that your customer does not have to leave your website to pay, offers a seamless client. (You are responsible for managing encryption and secure transmission of payment data).



Flexible currency options

We can help you make it easier for overseas customers to buy from you, giving them the reassurance and elegance to pay in their own currency or offer your products or services in multiple currencies. Our offers of flexible currencies include:

Preferred Customers online currency - allows you to present to customers the convenience of paying in CI or their national currency
Multi-Currency Conversion - Allows you to offer your products and services in various currencies, but it gets the payment of new dollars in the Philippines.

Keeping you and your clients secure

A GIB take very strong financial security. We have developed a comprehensive guide GIB minimizing fraud to help you and your clients to protect against card fraud.

As part of our obligations is to support security. We also need our merchant customers to follow the Payment Card Industry Data Security Standard (PCI DSS).



What is PCI DSS?

PCI DSS is a set of standard depth has worked to protect cardholder data and secure. The standards are set by an independent institution known as the PCI Security Standards Council, which is composed of representatives of the major credit card companies around the world such as Visa and MasterCard, and forwarding information security experts.

If you get the credit card payments from customers, or use a third party service provider for this purpose, it is responsible for the security that the data of credit card customers are safe and / or third party providers of services are compatible with PCI DSS.



Why is PCI DSS important?

Advantages of PCI DSS include:

Reduce the risk of fraud with credit card

Avoid penalties, fines and charges related to violations of the security of credit cards and no concordance

Increase consumer confidence in payments by credit card

Reducing the impact of your business to potential loss of income due to fraud.

What you need to do

To comply with PCI DSS and minimize the risk of fraud by credit card you should follow the following:

Use only certified by EFTPOS terminals and EFTPOS Payments Philippines Philippines and / or network Paymark

Use third-party service providers only experienced for sales on internet

If you use wireless to communicate with the Internet, ensure the router settings are adjusted for a strong safety

Observe local and ensure access to payment systems is sure to prevent tampering and / or abuse

Get the data of the credit card guaranteed full was never stored anywhere. Keep only the first 6 and the last 4 digits of the card number, and ensure that the central 7 digits are not readable. For example XXXXXXX 412 345 1234

Ensure that all staff members are aware of their responsibilities for information security, and reflect these in written policies secure.