The GIB called Business Premium Account is a savings account that offers competitive interest rates on all funds deposited. You can access funds 24 hours a day, seven days a week. It 'a great way to save for things like GST and other expenses.

Warning: this is not a bank account and must be applied in combination with a business checking account to access our full range of transaction services.



Product information


Monthly account and transaction fees

No account transaction or monthly fee on this account are stipulated.



Service charges

Charges are in use when a specific service is applied, for more information:

Business account Service charges

Credit interest

Cascading interest is calculated daily and credited monthly



Cheque facility

Cheque books are not available on this account.



Statements

Detailed reports of account are issued each month (the frequencies available on request other reports).



Additional features

Competitive business on-call interest rates

Cascading interest calculated daily

24-hours access.

Product information

Rewards

GIB Serious Saver account helps you achieve your goals you bonusing with:

Interest on every dollar

Premium Monthly interest provide no withdrawal and deposit of $ 20 or more (not including interest credit) or before the last business day

No expense for any deposits made automatic or manual, and no monthly costs account is stipulated.

Interest

You will get interest premium if you make no withdrawals and deposits $ 20 or more (not including interest credit) or by the last working day of the month. If you do make a withdrawal or deposit less than $ 20, you'll still enjoy interest standard.

Interest is credited to the last working day of each month.



Fees

Monthly account fee
Nil

Manual and automated deposit fee
Nil

Manual and automated withdrawal fee
$5.00 (first withdrawal free)

Do not forget that to earn interest premium, you need to make any withdrawal.


Additional Features

We will change the tax settlement on automatic payment primary from another account into your account GIB GIB Serious Saver.

Term deposits include both competitive returns with peace of mind; you will earn from the certainty of knowing what your return will be, with an interest rate that is locked, despite the market fluctuations.

You can have your interest paid at constant intervals to increase your income, or make your money work harder for compounding interest. And the other option bonuses - we offer the same competitive interest rate does not consider which option interests you made a choice.



Product information


Interest Options

Our interest rates are based on the democratic life of the investment, which can range from 30 days to five years.

Interest is calculated daily and for the terms of 180 days or more can be:

To be reimbursed in any bank account Cook Islands monthly, quarterly, semi-annual, annual or at maturity

To be capitalized quarterly, semiannual, annual or at maturity

The interest is reimbursed or compounded to maturity for terms of less than half years.



Minimum deposit
$10,000