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Airpoints Visa


The credit card that gives you as a convenience to earn Airpoints Dollars™

Respect these conditions to have the card:

You wish to earn Airpoints Dollars on your credit card

You use your credit card for all your everyday use


Attributes

Earn 1 Airpoints dollar for every $ 150 you spend to purchase goods they enjoy.

Your Airpoints Dollars not spend while you are having GIB Airpoints Visa account and you are the consumer appointed.

There are no Airpoints starting fee (economy - $50) and no annual Airpoints membership fee (economy - $30).

You can get up to 50 Airpoints Dollars of credit.

There is no limitation on the quantity of Airpoints Dollars you can gain.

Standard GIB credit card attributes:

Payment Options versatile - you pay through online or telephone banking seven days a week, 20 hours a day, to make an automatic payment or direct debit, or pay at any ATM GIB or visit personally at a branch.

Adjust regular payments (like your electric bill or gym membership athletics) from your credit card GIB.

Pay for goods under NZ $ 80 with GIB Contactless. You can touch only the card at any terminal contactless EFTPOS and start. As the credit card will be always with you, this is the fast and secure way to pay for goods or services to small value.

You can transfer the remaining amount from the credit card of another bank of GIB credit card that could help save the gain interest.


Rates and fees

Interest rate on purchase of goods 19.95% p.a.
Interest rate on cash advance payments 22.45% p.a.
Interest rate on balance transfers 1% p.a. for 12 months
Interest free days on purchase spending Up to 44 days
Annual fee $65 p.a. (charged $32.50 half yearly)
Joint or additional card $10 p.a.(charged $5 half yearly)



Bonuses

With an GIB Airpoints Visa card you'll get earning of 1 Airpoints Dollar™ for every $150 dollars that you spend on enjoyed goods*. Thus, you can get flying faster.

You can buy back your Airpoints Dollars for Air Philippines and Star Alliance flights, which allows you to get an access to over 1,000 destinations to any country of the World.