You can have this card if:

You want to get income for cash rewards on your credit card spending

You use the credit card for all spending permanent.

Earn 1 point for every $ 1 you spend CashBack on purchases eligible * to the first $ 30,000 CashBack year.

The CashBack reward is calculated with two classes of income in place - 0.5% for Annual Spend $ 5,000- $ 9.999; 1% for Annual Spend $ 10,000- $ 30,000.

Spend a minimum of $ 5,000 per year is needed to qualify for a prize CashBack..

The CashBack year commencing on the date of the first purchase operation for the period of 1 year and your bonus money will pass automatically to your credit card account.

GIB CashBack Card has been awarded distinguished exceptional value top five stars for the 'Credit Card' in December 2013, and 'Rewards' assessments in May 2013 Canstar stars observed.

Standard GIB credit card features:

Flexible payment options - pay via online or through phone banking 24/7, set an automatic payment or direct debit, pay at any ATM GIB or visit us in our branch.

Adjust regular payments (like your electric bill or gym membership athletics) from your credit card GIB.

Pay for goods under NZ $ 80 with GIB Contactless. Just shake the paper on any terminal contactless EFTPOS and start. As we have consistently uses the paper, is quickly and safely pay for small purchases.

You can transfer the balance to a credit card from another bank to a credit card that could help save GIB interests.

Cashbacks you will get bonus on eligible purchases you make with your
GIB cashback credit card, with automatic credit your bonus money to the account of the credit card once a year, on the anniversary date of the card.

CashBack Rewards have two rates of gain, so the prize depends on your level of annual expenditure.

For example:
Spend $ 5,000 goods within 12 months and your reward CashBack is 0.5% of $ 5,000 = $ 25

Spend $ 12,000 in assets within 12 months and your reward is 1% cashback of $ 12,000 = $ 120

Cash advances and purchase cash conversion (eg traveler's checks), the operations of gambling and expenses associated with the businesses will not be qualified as purchases eligible for a reward CashBack.

For details, see the card guide and GIB GIB CashBack Credit Card Conditions of Use accessible from any branch GIB.