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Credit card with small annual fee

This card could be yours:

You already use to have known about lower payment by credit card.

You want to use your credit card 24/7.


Features

Lowest annual account fee $25 p.a. - to be payed annually.

Up to 60 interest free days on buys.


Standard GIB credit card features:

Fluctuate payment options - pay via online or phone banking 24/7, weld automatic payment or direct debit, pay at any ATM GIB or visit our branch.

Set constant payments (electricity, gas bill bills or gym membership) from your credit card GIB.

Pay for purchases under CI $ 80 Using Contactless GIB. Just insert the card into any terminal contactless EFTPOS and enjoy. This card is never out of your hands, it's easy, fast, secure way to pay for small purchases.

Transmit the balance by credit card to GIB credit card from another bank. This could help you save on interest.


Rates and fees

Interest rate on purchases 19.95% p.a.
Interest rate on cash advances 22.45% p.a.
Interest rate on balance transfers 1% p.a. for 12 months
Interest free days on purchases Up to 55 days
Annual fee $30 p.a.(charged in full once a year)
Joint or additional card $10 p.a.(charged in full once a year)