The card could be for your use if:

You want to get cash rewards on your credit card charges

You use the credit card for all the normal spending.

Earn 1 point for every $ 1 spent CashBack for goods * the first $ 30,000 CashBack year.

The CashBack reward is calculated with two chairs gain in place - 0.5% for Annual Spend $ 5,000- $ 9.999; 1% for Annual Spend $ 10,000- $ 30,000.

Spend a minimum of $ 5,000 a year should be eligible for a prize CashBack.

The CashBack year commencing on the date of the purchase primary for a period of 12 months and your bonus money will pass automatically to your credit card account.

GIB CashBack Card has been awarded major outstanding value five-star ratings for 'Credit Card' in December 2013, and 'Rewards' in May 2013 Canstar best assessment report.

Features of standard GIB credit card :

Flexible payment options - pay via online or phone banking 24/7, set up an automatic payment or direct debit, pay at the GIB or visit any branch.

Adjust regular payments (like your electric bill or gym membership athletics) from your credit card GIB.

Pay for purchases under NZ $ 80 with GIB Contactless. Just shake the paper on any terminal contactless EFTPOS and start. Since the paper is always available to you, is the fast and secure way to pay for small purchases.

You can pass the balance by credit card from another bank to a credit card GIB that could help you save on interest

Cashbacks reward you for eligible purchases you make with your
GIB cashback credit card, automatically by crediting the bonus money to the account of the credit card once a year, on the anniversary date of the card.

CashBack Rewards have two rates of income, so the bonus depends on your level of annual spending.

For example:

Spend $ 5,000 goods within 12 months and your reward CashBack is 0.5% of $ 5,000 = $ 25

Spend $ 12,000 in assets within 12 months and your reward is 1% cashback of $ 12,000 = $ 120

Cash advances and purchase cash equivalents (eg, traveler's checks), the operations of gambling and business-related expenses will not qualify as assets for a cashback reward.

For full details see the card guide and GIB GIB CashBack Credit Card Conditions of Use available from any branch GIB.