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Visa Platinum


Credit card profit Qantas Points with Platinum benefits

This card could be for you if:

You want to benefit Qantas points on your credit card

Travel abroad and could benefit from having GIB Travel Insurance

Use your credit card for all spending everyday.


Features

Qantas get 1 Point for every $ 1 spent on purchases of the law up to $ 30,000 a year, after that 1 point for every two dollars spent.

GIB Travel Insurance - you pay for half of your travel expenses prepaid with your card.

Your Qantas points do not expire as long as you benefit or points of rebuy at least once every 18 months. Just spend on your Visa Platinum Qantas GIB.

Is applied Qantas Frequent Flyer program membership fee.

Qantas GIB Visa Platinum got 5 ***** vote for Outstanding Value 'Credit Card' in October 2013 Canstar rating report.


Additional Platinum features:

0% commission on foreign currency purchases from any GIB branch in Philippines.

Visa Platinum Concierge Service.

Visa Platinum Entertainment Privileges.


Standard GIB credit card features:

Choice of flexible payment - payment via online or phone banking 24/7, automatic payment or direct debit is available and recommended, pay at any ATM GIB or visit the branch.

Set up regular payments (like your electric bill or gym membership) from your credit card GIB.

Pay for purchases under $ 80 with GIB Contactless. Just shake the paper on any terminal contactless EFTPOS and go. As the card never leaves your hands, it's quickly and safely pay for small purchases.

You can transfer the balance to a credit card from another bank to a credit card GIB savings on interest.


Rates and fees

Interest rate on purchases 19.95% p.a.
Interest rate on cash advances 22.45% p.a.
Interest rate on balance transfers 1% p.a. for 12 months
Interest free days on purchases Up to 44 days
Annual fee $150 p.a.(charged in full once a year)
Joint or additional card $50 p.a.(charged in full once a year)



Rewards

With a Visa Platinum Qantas GIB benefit Qantas 1 Point for every $ 1 spent on eligible purchases up to $ 30,000 a year, after that 1 point for every two dollars spent.

To earn Qantas Frequent Flyer points need to be a member of the Qantas Frequent Flyer program. To participate, or to control the balance of points:

Please note: Until your membership Qantas Frequent Flyer is connected to your account Qantas GIB Visa Platinum we will not be able to you automatically credited with points obtained through the expense of the credit card. The points that are not able to be credited to an account of the Qantas Frequent Flyer members within six months of benefted expire.