Personal
Accounts
Personal loans
Private bank
Credit cards
Low Rate MasterCard
CashBack Visa
CashBack MasterCard
CashBack Platinum
Airpoints Visa
Airpoints Visa Platinum
Qantas Visa
Qantas Visa Platinum
Visa or MasterCard
Visa Gold or Gold MasterCard
Insurance
Travel and foreign exchange
Mortgages
Investing and KiwiSaver
Ways to bank
Airpoints Visa Platinum


The credit card that gains Airpoints Dollars™ with Platinum benefits

This card is destined for you if:

You want to get Airpoints dollars on your credit card

You travel around the world and I would have benefits from Overseas Travel Insurance

You use the credit card for all the needs of everyday ..


Attributes

Earn 1 Airpoints dollar for every $ 90 you spend on goods joy than 1 Status Point for every $ 250 you spend on purchases.

Koru no fee to enter (save - $ 255) and a discounted fee Koru annual membership $ 361 (regular price is $ 506) ~

Get travel insurance overseas if you pay for at least half of your travel expenses pre-paid with the card^.

Your Airpoints Dollars not spend while you account GIB Airpoints Visa Platinum and was the bearer nomination~.

There are Airpoints planned junction fee (save - $ 50) and not provided Airpoints annual membership fee (save $ 30) ~ to the bearer of the main card.

You can get up to $ 200 credit Airpoints ~.

There is no limit to the amount of Airpoints Dollars you can get..

GIB Airpoints Visa Platinum has received prestigious exceptional value five-star ratings for 'Credit Card' in Canstar star rating report in December 2013.

Platinum attributes:

0% commission fee on foreign currency purchased goods from any branch GIB in Cook Island.

Visa Platinum Concierge Service.

Privileges Visa Platinum Entertainment.


Standard GIB credit card attributes:

Flexible payment options - pay via online or phone banking seven days a week and 20 hours a day, a regular automatic payment or direct debit, pay at any ATM GIB or visit the branch.

Adjust regular payments (like your electric bill or gym membership athletics) from your credit card GIB.

You can touch only the card at any terminal contactless EFTPOS and start. As the credit card will be always with you, this is the fast and secure way to pay for goods and services in small value.

You can transfer the remaining amount from the credit card of another bank of GIB credit card that could help save the gain interest.


Rates and fees

Interest rate on purchase of goods 19.95% p.a.
Interest rate on cash advance payments 22.45% p.a.
Interest rate on balance transfers 1% p.a. for 12 months
Interest free days on purchases spending Up to 44 days
Annual fee $150 p.a.(charged $75 half yearly)
Joint or additional card $25 p.a.(charged $12.50 half yearly)



Rewards

With an GIB Airpoints Visa Platinum™ you'll earn 1 Airpoints Dollar for every $90 you that you spend on enjoyed goods * plus 1 Status Point for every $250 you spend on goods.

You can buy back your Airpoints Dollars for Philippines Air flights, which allows you to get an access to over 1,000 destinations to any country of the World.